Our long term model portfolio was last adjusted in December 2009. We are increased the stock allocation and reduced both the bond and the cash allocations. Our allocations are based on where we are in the business cycle, and despite the recent fall in equity prices, our allocations have not changed.
| Asset Class |
Allocation |
| Stocks |
80% |
| Bonds |
15% |
| Cash |
5% |
Let's drill down to the next level of detail and see what the allocations look like for investors who use non-traditional asset classes.
| Asset Class |
Allocation |
| Stocks |
72% |
| Bonds |
0% |
| Commodities |
8% |
| Alternatives |
18% |
| Cash |
2% |
Each of the asset classes shown in the tables above are broken down further into sub-categories such as U.S. or Foreign Stocks, Large or Small Cap, Growth or Value, Domestic or International Bonds, Long Term or Short Term, Government or Corporate, High Grade or High Yield, Energy, Metals, or Agricultural Commodities, Gold, Volatility, Hedge Funds, Real Estate, etc. In our most detailed version of the models we show the specific investment vehicles you can use to implement the strategy that is best suited to your needs. For details, become a
ZenInvestor Premium Member.
