ZenInvestor.org Terms of Use

ACCEPTANCE

Your use of this web site and/or subscription to ZenInvestor.org or to any newsletter, publication, or any form of content produced by ZenInvestor.org, a publication of Conley Investment Group, Inc., is evidence of your agreement to abide by the terms and conditions below.

Definitions and General Terms

ZenInvestor.org is a publication of Conley Investment Group, Inc. and any User of this web site or Subscriber to ZenInvestor.org agrees to be bound by the terms of use, disclaimer, copyright claims, conditions, and all applicable regulations and laws. All references to ZenInvestor.org in this document shall mean ZenInvestor.org and Conley Investment Group, Inc., and this document shall operate as a legal agreement between Conley Investment Group, Inc. and the User.  ZenInvestor.org is not registered as an investment advisor and operates under the publisher’s exclusion from the definition of investment advisor as specified under Section 202(a)(11) of the Investment Advisers Act of 1940.

Disclaimer

All information provided on ZenInvestor.org is for general informational purposes only.  The information is of an impersonal nature and should not be construed as individualized advice or investment recommendations. ZenInvestor.org does not offer investment advice.  None of the information found on ZenInvestor.org is intended to be investment advice of any kind or offer or solicitation to buy, sell or otherwise invest in any fund, company or security.  None of the material found on ZenInvestor.org should be considered a recommendation, sponsorship or endorsement of any exchange traded fund, security, mutual fund or company.

ZenInvestor.org and Conley Investment Group, Inc. have no affiliation with any fund, exchange traded fund or mutual fund. All material and information presented on ZenInvestor.org have been taken from sources believed to be reliable and all information is presented in good faith, but no warranty or representation, implied or expressed is made as to their accuracy, correctness or completeness.

ZenInvestor.org does not advise its clients or any other person whether or not to buy or sell or take positions in securities. Further, we do not receive any form of payment or other compensation for publishing information, news, research or any other material concerning any securities on our site or publish any information on our site that is intended to affect or influence the value of securities. ZenInvestor.org suggests that the Client/member test all information and trading methodologies provided on our site through paper trading or some other form of testing.

You therefore acknowledge and agree that all investment decisions you may make, including decisions that take into account or rely on any information provided or made available by or from the ZenInvestor.org site, are yours and yours alone and are made solely at your own risk.

ZenInvestor.org delivers all information electronically via email and takes no responsibility for emails that aren’t successfully delivered or read in a timely manner. ZenInvestor.org is not registered as a broker, broker-dealer, investment adviser, agent or representative of the U.S. Securities and Exchange Commission, or any similar authority. We do not teach or recommend to any Client their financial suitability to trade equities. We make and offer no analysis or advice regarding your individual financial suitability to trade equities as a day trader or otherwise. We are not responsible for what any Client does based on our opinions. You also agree to bear complete responsibility for your investment research and decisions and acknowledge that ZenInvestor.org. has not and will NOT make any specific recommendations or give advice to you or any of its clients upon which they should rely.

ZenInvestor.org does not represent or warrant the accuracy, completeness or timeliness of any statements made or information, data or content provided on or through the site, or in any notifications or publications distributed by ZenInvestor.org or by any client or other third party or user of the site. None of the information provided by ZenInvestor.org replaces the client’s need to independently research any securities that may be mentioned on the ZenInvestor.org site, and you agree to reach your own independent conclusions about any investment decision concerning all securities mentioned on the site.

You agree that, under no circumstances and to the fullest extent allowed by applicable law, ZenInvestor.org will not be liable for any and all damages under any and all theories (including contract, negligence, strict liability or tort) arising out of or relating in any way to this agreement, the content, including without limitation any ZenInvestor.org content or third party content, the site, your use or inability to use the site, or any decision or action you make in connection with the site. All Clients should understand that the results of a particular period will not necessarily be indicative of results in future periods. Past performance results obtained by ZenInvestor.org does not guarantee similar future results. All information contained in any training program is for instructional purposes only. You acknowledge and agree that ZenInvestor.org its owners, affiliates and assigns, make no representation of any kind that your trading activities will result in profits and, likewise, we cannot guarantee that you will not lose some or all of your money. You acknowledge and agree that all trading decisions must be determined by you alone or by you and your qualified licensed broker. The risk of loss in trading equities can be substantial. You should therefore carefully consider whether such trading is suitable for you in light of your individual financial condition. ZenInvestor.org past performance figures are based on our Model Portfolios. No actual trading was necessarily done or attempted in these portfolios. However, the Publisher does trade his personal funds using the same signals at the same time they’re offered to subscribers and exit and entry prices are based upon real time prices obtained by the Publisher.  The purpose of the past performance is not to reflect what we or any of our members have done, but to track what each recommended asset allocation change did on the day it was posted according to our recommended entry/exit points. Since many potential factors including, but not limited to; market conditions, brokerage service, buying power, trading skills, stock availability will vary from trader to trader, individual results may vary. No representation is being made that any account will or should achieve profits or losses similar to those shown. Past performance is not indicative of future results.

Equity, mutual fund or exchange traded fund investing involves substantial risk. Neither the Publisher, nor any of his affiliates make any promise, guarantee or forecast regarding any results that may or may not be obtained from using ZenInvestor.org. Neither ZenInvestor.org nor Conley Investment Group, Inc. makes any claims, promises, guarantees or warranties regarding the suitability or profitability of any investment. Past performance is no guarantee of and should never be considered to be predictive or indicative of future performance.  Your results may vary widely from those of the model portfolio, and every subscriber should consult his own personal financial advisor and conduct his own due diligence before making any investment decision.  You are solely responsible for your own investment decisions and their outcome.  You may lose part or all of your investment.  Performance information on this web site regarding profit or loss results before July, 2008, is derived from back testing and so has inherent limitations and is merely hypothetical.  Actual results may have been substantially different.  Performance information from July 1, 2008, and onward is derived from actual trades using real money but excludes commissions, taxes or any other expenses that might be incurred by an investor. To the maximum extent permitted by all applicable law, ZenInvestor.org, and Conley Investment Group, Inc., disclaim any and all liability in the event any opinions, advice, analysis, commentary or recommendations, are inaccurate, incorrect, unreliable or cause any subscriber investment or any other type of losses.   ZenInvestor.org does not guarantee or warrant the suitability, completeness or accuracy of any information on this web site or of any communications between the User and the Publisher or of any product or services referenced on the site. ZenInvestor.org has no obligation to update the information on the web site and provides this web site on an “as is” basis.  There are no warranties, guarantees or promises that the trading system, the web site, its information or any communication from the Publisher are accurate and any such information may contain inaccuracies, typographical errors or other errors.  ZenInvestor.org is not liable for any errors or omissions in the information provided through any of its publications or should the web site be unavailable for use at any time.  ZenInvestor.org, Conley Investment Group, Inc., its agents, employees, agents, and any other parties disclaim any responsibility and shall not, in any event, be liable for any claims, liabilities, damages, costs or obligations including any direct, incidental, indirect, special, punitive, or consequential damages, including without any limitation whatsoever, loss of profits, opportunity, data, loss of business profits, business interruption, personal injury, or any other pecuniary loss whatsoever and howsoever suffered by any user of the site or any reader of any information disseminated by the Publisher through any media whatsoever.

Copyright and Terms of Use

ZenInvestor.org may terminate publication at any time and any portfolio may be altered, deleted and/or changed at the discretion of ZenInvestor.org. ZenInvestor.org, its information, publications and all content are copyrighted by Conley Investment Group, Inc., and as such are protected by United States and international copyright laws.  Conley Investment Group, Inc. is the sole and exclusive owner of all the rights, titles, and interests in ZenInvestor.org including trademarks, copyright, trade names and other intellectual property rights. All materials displayed or provided to you (Content) on the ZenInvestor.org web site are protected by copyright, and owned or controlled by Conley Investment Group, Inc., or third parties. All rights are reserved. The third-party trademarks or service marks appearing on this website are the property of their respective owners.  You agree to obey and abide by all copyright law and as such that you will not transmit, publish, copy, or modify, engage in any activity to transfer, sell, reproduce, create derivative works, distribute, display, upload, license, translate, reverse engineer, disassemble, decompile, assign, redistribute or retransmit, post any part of the ZenInvestor.org web site in whole or in part or otherwise duplicate or transmit any content found on ZenInvestor.org in any fashion in any medium. You may download or copy the Content for personal use only, and any form of redistributing in any form including sub-licensing, republishing, reselling, distributing, faxing, mailing or any other type of use in any form are strictly prohibited.  You may only use ZenInvestor.org for your own personal, non-commercial use unless prior written permission has been obtained from Conley Investment Group, Inc. Your subscription is personal to you and the members of your household, and you may not transfer or make available any information found on the site to anyone else, without limitation, by any means of electronic or print distribution.  ZenInvestor.org retains the right to monitor all accounts to ensure compliance with these Terms and Conditions.  Violators will be prosecuted to the full extent permitted by applicable law.